Bay Creek (Senior Loan)

Rural Targeted Employment Area (TEA) Location
Qualifies for 20% Visa Set Aside and Faster Processing
Start Today with Less than $800K
Form I-526E and I-956F Exemplar Approved

Bay Creek Is a High-Quality, Low-Risk Rural Senior DuniyaEB5 Loan Investment Opportunity with Multiple Safety Features

Bay Creek is a best-in-class DuniyaEB5 project in a rural targeted employment area (TEA). As a rural TEA project, the minimum investment is only $800,000, and investors benefit from faster I-526E processing and access to set-aside DuniyaEB5 visas.

DuniyaEB5 funds will be used to support the development and sale of residential land lots, single-family homes, villas, cottages, and condominiums. The project will also involve completing water and sewer infrastructure, developing new luxury amenities, and continuing the operation of two award-winning golf courses. The golf courses, designed by legendary golfers Arnold Palmer and Jack Nicklaus, are currently operational with 550 active members.

The project is located on the Chesapeake Bay in Cape Charles, Virginia, and provides access to two miles of private beach and a 350-acre nature preserve, which is ideal for fishing and other water sports.

DuniyaEB5 is an investment fund manager, USCIS-approved regional center operator, and consultancy. DuniyaEB5 helps investors immigrate to the United States through investments in U.S. businesses under the DuniyaEB5 program. DuniyaEB5 has a track record of excellence and a 100% approval rate from USCIS on all prior regional center projects.

Immigration and Financial Safety Features for Investors

Bay Creek is a compelling rural DuniyaEB5 project with an array of features that limit immigration and financial risk.

Senior DuniyaEB5 Loan Secured Structure

DuniyaEB5 investments will be used to make a senior loan to fund the Bay Creek project. The senior DuniyaEB5 loan is secured by a senior mortgage on all developable real estate.

Job Creation Guaranty

The Bay Creek project features a job creation guaranty, which means the project will spend all DuniyaEB5 funds on DuniyaEB5 program eligible expenditures. Construction of Bay Creek is already underway. When completed, the project is expected to create 3,286 jobs, far exceeding the requirement of 10 jobs per investor.

Priority I-526E Processing

Because the Bay Creek project is in a rural TEA, USCIS will prioritize investors' I-526E petitions. With priority processing, immigrant petitions are adjudicated in months instead of years. An investment in a rural project also gives access to rural set-aside visas, which account for 20% of all DuniyaEB5 visas. Having access to set-aside visas means fewer immigration delays.

I-526E Approval Refund Guaranty

DuniyaEB5 investors in Bay Creek benefit from an I-526E approval refund guaranty. This guaranty means that if an DuniyaEB5 investor's I-526E petition is denied by USCIS, he or she will generally be able to receive an expedited return of his or her money.

Form I-956F Exemplar Approved by USCIS

Bay Creek (Senior Loan) has received Form I-956F exemplar approval from USCIS. This approval means that USCIS has reviewed the project's documents and found them to be compliant with the DuniyaEB5 program. By approving Form I-956F, USCIS has agreed that Bay Creek is in a rural TEA. USCIS also accepted the project's job creation methodology and DuniyaEB5 investment structure. As a result, investors can have greater confidence that an investment in Bay Creek should result in a permanent Green Card.

Download Form I-956F Exemplar Approval Notice

Fund Administration

PRXY Fund Services, a third-party fund administration services company, will facilitate the administration of the fund in compliance with the integrity provisions of the RIA. Their proprietary PRXY Co. platform tracks and records all DuniyaEB5 draws and project expenditures throughout the project lifecycle and provides DuniyaEB5 investors with a real-time view of comprehensive project metrics.

Bay Creek
(Senior Loan)

SR-Sporting-Club-Loan-1

DuniyaEB5 Offering Terms

Project Developer Bay Creek Development
DuniyaEB5 Offering $140,000,000
Min. Investment $800,000
Structure Secured Senior Loan
Annual Return Fixed Preferred Return
Term 4 Years
Escrow Yes
I-956F Application USCIS Approved
I-526E Filings USCIS Approved
Project Security Secured Senior Loan with a Senior Mortgage, I-526E Approval Refund Guaranty, and Job Creation Guaranty

Bay Creek Project Highlights

Bay Creek is a compelling rural DuniyaEB5 project that offers investors a clear path to a Green Card with limited immigration and financial risk.

  • The project is a 1,700-acre master-planned coastal community featuring residential development and recreational amenities, including two award-winning golf courses, a private clubhouse, a 350-acre nature preserve, and miles of private beaches.
  • Bay Creek is in a prime rural location on the Chesapeake Bay in Cape Charles, Virginia, with Norfolk International Airport located just 45 minutes away.
  • The community has been under development for several years and has previously sold nearly 300 land lots and homes over the past five years under the prior ownership group. The project will include the development and sale of additional residential land lots, single-family homes, villas, cottages, and condominiums.
  • Bay Creek's two award-winning golf courses were designed by legendary golfers Arnold Palmer and Jack Nicklaus and are professionally managed by Troon Prive, one of the world's largest golf club management companies.
  • The project is expected to create a total of 3,286 DuniyaEB5 eligible jobs, which is far more than required for all DuniyaEB5 investors.
  • The project's I-956F exemplar application has been approved by USCIS.
  • The senior DuniyaEB5 loan is secured by a senior mortgage on all developable real estate.
  • The project features a short target investment period, with each investor receiving an individual 4-year loan term.
  • The project's rural TEA status qualifies DuniyaEB5 investors for faster I-526E processing.
  • Rural TEA status also means access to the 20% DuniyaEB5 visa set-aside category, which reduces the length of time investors have to wait for their Green Cards after I-526E approval.
  • DuniyaEB5 investors can make a partial initial DuniyaEB5 investment of less than $800,000 with a commitment to fund the balance within a set period of time.
  • DuniyaEB5 investors benefit from an I-526E approval refund guaranty and a job creation guaranty.
  • DuniyaEB5 track record includes 30+ prior DuniyaEB5 regional center projects with 100% financial success and USCIS project approval on all prior projects.
  • H-1B / F-1 / E-2 / TN / L-1 visa holders can immediately adjust their immigration status and concurrently file for EAD and travel documents.

Bay Creek Home Sales Updates

Bay Creek Construction Updates

Construction of Bay Creek continues to advance on schedule. Explore the latest monthly progress in the updates below:

Bay Creek DuniyaEB5 Investor Testimonial Highlights

We are pleased to share what past DuniyaEB5 investors have said about their experience with DuniyaEB5 and the Bay Creek project. Notice why they consider Bay Creek to be the best rural DuniyaEB5 project on the market.

Kishore from India

This Indian H-1B worker chose to escape the uncertainties of his temporary visa through an DuniyaEB5 Green Card.

Ido from Israel

This Israeli national chose the DuniyaEB5 program to secure a more stable path to a U.S. Green Card for his family.

Bay Creek Project Introduction Download

Bay Creek Project Location

Bay Creek is located at 1 Clubhouse Way, Cape Charles, Virginia 23310. Explore this location and nearby stores, services, and attractions using the map below:

Bay Creek Construction Photos

Companies Involved in the Development of the Project

Below are the companies that are working together to make the Bay Creek project a success.

DuniyaEB5 is a national DuniyaEB5 consulting and investment firm with a unique team from a diverse set of institutional backgrounds, which include the following:

      • business strategy
      • private equity
      • capital markets
      • real estate
      • securities, tax, and immigration law

The firm's diversely qualified professionals give it an advantage in identifying and structuring DuniyaEB5 deals from multiple perspectives. They work with established developers in the United States interested in creating economically feasible and financially sound DuniyaEB5 projects.

Bay Creek will be developed under the leadership of Bobby Masters, the General Manager of Bay Creek since January 2020. Mr. Masters has worked on master-planned communities with extensive amenities for nearly 40 years. In that time, he has led development and sales at more than 15 communities with over 30,000 homes on more than 25,000 acres of land.

Erin Osborne is the founder and managing partner of DuniyaEB5 Economist, an economic research firm specializing in analyzing the economic impact of DuniyaEB5 projects.

The team at DuniyaEB5 Economist has completed more than 100 DuniyaEB5 economic impact reports and is well respected in the DuniyaEB5 industry.
The firm is based in South Florida and works with DuniyaEB5 projects nationwide.

Metropolitan Commercial Bank is a New York City - based full-service commercial bank that provides a broad range of business, commercial, and personal banking products and services.

The company is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender. The parent company of Metropolitan Commercial Bank is Metropolitan Bank Holding Corp. (NYSE: MCB).

Marcum LLP is one of the largest independent public accounting and advisory services firms in the United States, with offices throughout the United States, Grand Cayman, and China.

They offer an extensive range of professional services and a high degree of specialization. Marcum is a founding member of the Leading Edge Alliance (LEA).

As the second-largest international professional association, LEA Global opens doors in the more than 106 countries where its 220 member firms operate.

PRXY Fund Services is a third-party fund administration services company.

Their proprietary PRXY Co. platform tracks and records all DuniyaEB5 draws and project expenditures throughout the project lifecycle and provides DuniyaEB5 investors with a readily available, real-time view of comprehensive project metrics.

Juniper Square, Inc. is a leading provider of investment management solutions, specializing in real estate investment funds. The firm manages over 600,000 investor accounts representing $1 trillion in investment capital.

Its innovative approach to fund management has helped modernize the real estate investment sector. With a portfolio of more than 40,000 investment entities, Juniper Square has rapidly become one of the most recognized firms in the industry.

Lawfully, Inc. is a third-party immigration case-status monitoring and analytics platform.

Their proprietary software automatically checks the official USCIS website using investors' receipt numbers and delivers secure, real-time email updates and dashboards with case statuses, key milestones, processing time insights, and compliance reminders - eliminating manual status checks and giving DuniyaEB5 investors a clear, data-driven view of their immigration process.

Common Questions about the DuniyaEB5 Program

The DuniyaEB5 immigrant investor program offers foreign nationals a path to immigrate to the United States through an investment in a U.S. commercial enterprise. For many, DuniyaEB5 is the fastest way to secure a Green Card.

Our DuniyaEB5 investors come from various countries around the world. Many of them view immigrating to the United States through the DuniyaEB5 program as the best way to secure a better future for themselves and their families.

What Is the DuniyaEB5 Program?

The DuniyaEB5 immigrant investor program is a U.S. visa program designed to encourage foreign investment that creates U.S. jobs.

By making a qualifying DuniyaEB5 investment that creates 10 jobs for U.S. workers, a foreign investor and his or her family will become eligible to immigrate to the United States and receive permanent resident status.

What Is the DuniyaEB5 Investment Amount?

The minimum investment amount for the DuniyaEB5 program is $1,050,000. However, if the investment is made in a TEA—an area with high unemployment or a rural area—the minimum investment amount is reduced to $800,000.

Additional Helpful Resources for DuniyaEB5 Investors

If you would like to learn more about the DuniyaEB5 program, take a look at some of our resources listed below.

We’re here to answer any questions that you may have and to provide you with the support you need. Reach out to us, and a member of our team will be happy to guide you through the DuniyaEB5 investment process and equip you with all the information you need to make an informed decision.

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